Grants

Grants

there are various home buying grants and assistance programs available for Ohio buyers. Keep in mind that these programs may change over time, so it’s crucial to check with local and state authorities or consult with a qualified mortgage advisor for the most up-to-date information. Here are some general types of programs that might be available:

Ohio Housing Finance Agency (OHFA) Programs:
- OHFA offers various programs for first-time homebuyers, including down payment assistance and affordable mortgage options.
Grants for Veterans:
- There are programs specifically designed to assist military veterans in obtaining housing. The Ohio Housing Finance Agency may have specific initiatives, and veterans may also be eligible for federal VA loans.
USDA Rural Development Program:
- The USDA offers home loans with low-interest rates and zero down payment for eligible rural and suburban homebuyers. Parts of Ohio may qualify for this program.
FHA Loans:
- The Federal Housing Administration (FHA) provides loans with low down payment requirements and flexible qualification criteria.
HUD Good Neighbor Next Door Program:
- This program offers a significant discount (50%) on the list price of a home in designated revitalization areas for law enforcement officers, teachers, firefighters, and emergency medical technicians.
Local City and County Programs:
- Many cities and counties in Ohio have their own homebuyer assistance programs. These can include grants, low-interest loans, or down payment assistance.
  - Welcome Grant – Applications are available now
  - Ohio Homebuyer Plus – In collaboration between the offices of Ohio Governor Mike DeWine and Treasurer Sprague, Ohio Homebuyer Plus creates specialized, tax-advantaged savings accounts to assist Ohioans on their homebuying journey. Individuals who open an account will have access to above-market interest rates and may also qualify for certain Ohio state income tax deductions.

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